If the co-signer can't pay because of whatever reason, they'll end up going into bankruptcy and the losses will be spread to even more people instead of just the student loan issuer.

A student loan is not like a mortgage held by an older adult where there is an actual asset that can be used for collateral. Typical students are still living with their parents, do not have any 'estate' to speak of and it is rare that this will be needed. I don't have a problem with this at all really. If necessary you could perhaps require student borrowers to pay some small fee for insurance up front on this student loan, similar to that with a mortgage, where loan would be paid off if they should die before repayment too.

Perhaps some of these derelict homes can be torn down by BOCES vo-tech students as part of a class project of some sorts. I believe that is precisely what they should be studying in BOCES to become our future contractors. Have them work with some heavy equipment in tearing down these old homes, filling in the holes, learn about controlling asbestos, lead, and other hazardous materials from demolition found in older homes, safety precautions, etc. What better laboratory for learning real-life skills in a controlled environment?

I really think SUNY should not be spending much at all for remediation, especially not at its four-year colleges or University Centers. If a student is accepted and then fails to meet college-level work standards at one of these colleges, then let them fail and then perhaps re-apply to SUNY for admission after they've proven they can do the work. There's a real expensive lesson that needs to be learned here by a society that seems to try and shield its younger members from failure at any cost. Failure is simply part of the learning process and must be allowed to occur occassionally. Of course, if SUNY is admitting students that really can't do the work then that speaks volumes about their admissions process not working so well and they're not screening applicants closely enough to filter out those who are simply not prepared. That slot for an incoming freshman could've possibly gone to another student who really was ready for college-level work but was denied acceptance. Not everyone should go to college right out of High School either regardless if they are prepared or not. It's time we change that mainstream ideal because some people really do need to go do something else after they graduate from High School.

Oops, meant 'and not violating'

So they're using a police drone with a thermal sensor on it to try and locate him, not shoot him with a missile. They've been using these sensors on police helicopters without issue and violating anyone's due process for last few decades, except now with a drone, the suspect is not likely to hear it looking for him like a helicopter hovering overhead.

If a dog complaint comes in, the city should be able to find out pretty quickly if there are any dog licenses issued to that address. If none found, Animal Control goes and issues a citation, and if dog is not licensed in 10 days, suspend owner's vehicle registration and or driver's license. Even if owner says they got rid of the dog, they still need to pay the license fee and fine for not having the dog licensed in first place. Attach the penalty for failure to license a dog to an owners ability to drive and compliance should increase.

I would think that if you were suffering from PTSD, the last thing you might want to do for a long time is go shooting. While I admire Chris' efforts to reach out to veterans in need, I think I would have found a different activity than shooting at a range with someone who has some severe emotional issues. Perhaps some extreme outdoors training in some wilderness area where these vets can get away from it all and sort out their troubles a bit perhaps? I just think I would have found a different outlet if I was trying to help vets with PTSD, but I can't read their minds I guess.

Many of the companies I know are requiring use of all vacation time in the calendar year or severely curtailing hold-overs where it must be booked and used within first month or two of new year or you lose it.

Darwin got cheated again...