The Daily Gazette
The Locally Owned Voice of the Capital Region
Advertisement
Promotions

New York gets a handle on health care costs

  • FACEBOOK
  • TWITTER
  • GOOGLE+
  • LINKEDIN
  • PRINT
  • E-MAIL
Text Size: A | A

Nationally, health care costs have moderated a bit the past few years, but in New York, they would have gone up an uncomfortable 12.4 percent last year if not for a new price review law put in place by the state a couple years ago. According to the office of Gov. Andrew Cuomo, reviews by the state Department of Financial Services — formerly the state Banking and Insurance departments — resulted in rate hike requests ...


You Must Log-In or Subscribe to Continue Subscription Offer Individual stories can be found and purchased from our Archives for $2.00

Advertisement

comments

wmarincic
January 12, 2013
7:57 a.m.

[ Flag Post ]

Oh thanks Cuomo, we only went up 7.5%.... That makes me happy. It's kind of hard to stand behind a Governor who allows Bloombergh to ban 32 oz sodas while giving 12 year old girls the morning after abortion pill without parental knowlege or consent. This is how the liberals work, they feel that they can make better decisions about the pregnancy of your 12 year old better than you. So when she comes home acting depressed and commits suicide because of the stress, you the parent can blame yourself rather than the school as you will never be told that it was the school that caused the suicide. Don't think it has not happen and it will continue to happen. How many suicides could have been stopped in Schenectady if the school had intervened early?

birmy
January 12, 2013
8:35 a.m.

[ Flag Post ]

The title of article is a bit misleading. 7.5% increase is unsustainable. A family health care plan costs $15,000-$20,000. That does not seem very affordable. In 1991 a family health care plan was $2,000.

40 million people will be added to health care rolls soon... how many of those people did not go to the emergency room for care and will now use health care services consistently?

From prescription drugs to the delivery of patient care and almost every aspect of it - it seems the costs are actually out of control.

ronzo
January 12, 2013
4:55 p.m.

[ Flag Post ]

birmy: The costs are way out of control which results in premiums that have been unsustainable. But that is starting to change. Our 2013 health plan premium for the two of us is $103 per mo. less than the same plan in 2012 and our deductible has been reduced from $6000 per person to $4000 per person. I asked them how this can be? They said this is the beginning effects of the Affordable Care Act. But we still pay far more than $25,000 a year for just the two of us because of my wife's pre-existing condition - cancer. That will change in 2014 when they cannot penalize you for pre-existing conditions as a result of the ACA. We are not one the lucky ones to have health insurance provided to us by someone else. We have to buy individual policies which is what the ACA is designed to help people like us, not necessarily a state government, corporation or union.

birmy
January 12, 2013
11:50 p.m.

[ Flag Post ]

I am glad it is working out better for your family Ronzo. And am especially hopeful that it improves for you and your family in 2014. Maybe there would not have been so much opposition to Obamacare if health care were affordable. If 40 million people were picking up health insurance that was reasonably priced there may not have been so much anger from some about it. But many fear the government is spending too much and this was going to be an example of that.

I don't think preexisting conditions should be a reason to be denied insurance. Even Romney eventually agreed with that part of Obamacare. It is all about the profits. As soon as you mention drug costs you hear drug development costs are so large corporations need to recoup their investment.

Hope everything works well for you and your family Ronzo. God bless.

wmarincic
January 13, 2013
12:04 a.m.

[ Flag Post ]

Ronzo, I went through the cancer battle with my wife last year and I feel for you both. If there is anything I can do for you or if you would like any info on what I found, good and bad, please e-mail me at wmarincic@yahoo.com.... Good luck to you and your famly and God Bless.

ronzo
January 13, 2013
8:29 a.m.

[ Flag Post ]

birmy & wmarincic: Thanks for your thoughts. My point of this is that there is class warfare within the health insurance industry and we are all victims in one way or another. Large private businesses and governments can "negotiate" financial terms with health plans that small businesses, self-employed and other individuals cannot. Even still their "negotiated" costs increased because it's fragmented in the states and among the states. That is what the Affordable Care Act attempts to correct - to make more "affordable" health insurance for those who are not "lucky" to have health insurance provided to them. Those other of us are left pretty much up to the mercy of state government regulators whose pants pockets are occupied by health plan lobbyists. That's why the Federal government wanted to take more control of this inequity and try to kill the class warfare. They succeeded in some areas and failed in others. And birmy about drug costs. Our health plan provided prescription drugs as part of its coverage. So back when my wife needed to take a post cancer prevention drug, our copay for 30 pills was $150 at a local pharmacy like Walmart. After research I discovered that we could buy that same drug online at a cost of $58 for 100 pills shipped from India and it came in cellophane wrapped boxes marked Eli Lilly, Indinapolis, IN. which was the manufacturer of that drug. So the high cost health plan was useless to us for prescription drugs. As for the pre-existing condition - my wife beat breast cancer many years ago, but that fact is on her medical "record" which is like an indelible mark against her, and we pay for that record every year. That is just wrong. That's also the class warfare I'm talking about.

Advertisement