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Schenectady County Community College will help test loan program

Smart Track aims to cut default rate

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Schenectady County Community College will participate this year in a pilot program aimed at reducing default rates on student loans, one of the fastest growing types of debt in the nation.

Called Smart Track, the program will engage students from when they first set foot on campus to after they graduate and help them understand their indebtedness and how to keep from defaulting, said Brian McGarvey, director of financial aid at SCCC and a ...

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