The Daily Gazette
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Hospitals should bill uninsured more realistically

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The smart consumer’s mantra, “never pay retail,” isn’t always an option for health care consumers who lack insurance, which is one reason why Obamacare will be worth the price of admission when it’s fully implemented. Too many Americans (48 million) lack coverage for hospital care, and when an emergency strikes, the bills sent to them are often staggering — much higher, initially anyway, than the reimbursement rates paid by Medicare, Medicaid and private insurers. No ...

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November 9, 2012
7:26 a.m.

[ Flag Post ]

The most negative thing I see every day on credit reports in Medical Charges and the biggest reason for that is they send out a couple letters and then give the bill to a colection agency. The law says that medical charges can not be used to give you a negative decision concerning credit but what happens is once one collection agency tries for a year or so to collect they then sell it to another collection agency which lowers your credit score and the lower credit score is what banks use to deny you the credit. If you have a bill from the hospital call immedietly and negotiate a payment plan and send them a check every month as a negative will stay on your credit report for seven years once it is stopped being reported which means that bill could follow you for a dozen years.