The Daily Gazette
The Locally Owned Voice Of The Capital Region

Close insurance loophole for good

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Was the storm that devastated much of the Northeast this week a hurricane or a tropical storm? To the people who are trying to rebuild their shattered homes — and lives — it would hardly seem to matter, but thanks to the insurance industry, the distinction is a huge one. When a storm classified as a hurricane hits a coastal area, insurance companies typically require the property owner to absorb a higher share of the ...

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