The Daily Gazette
The Locally Owned Voice of the Capital Region

Crunch! Bang! Ding! Schenectady to pay for accidents

High accident rate forces vehicle policy $25K deductible

A Schenectady truck pulls into the city Department of Public Works garage on Foster Avenue on Tuesday.
A Schenectady truck pulls into the city Department of Public Works garage on Foster Avenue on Tuesday.
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Every time a city employee causes a traffic accident this year, the city likely will have to pay the entire bill. City workers — police, fire and truck drivers — got into so many accidents last year that the city agreed to a $25,000 liability deductible per accident, essentially agreeing to pay for nearly every claim. The at-fault accident rate was so high that Cool Insurance threatened to raise insurance rates by $1.5 million this ...

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February 22, 2012
6:46 a.m.

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Make sure you get a Police Report. I didn't and was refused the claim and got screwed for thousands by the city.

February 22, 2012
7:46 a.m.

[ Flag Post ]

Anoter reason to seriously consider consolidating services with other communities, private contracts for garbage pickup and cracking down on the over paid under supervised city work force.
We can't afford to live here any more with these high taxes and under performing city workers.
We pay for services that we don't get or that are of poor quality!

February 22, 2012
9:18 a.m.

[ Flag Post ]

"Every driver in all three departments will also take a customized driving class offered by the insurance company to teach them how to safely handle police cars, SUVs and large trucks."

What's next, toilet training?

February 22, 2012
1:15 p.m.

[ Flag Post ]

This isn't surprising. While most police agencies seem to believe that they need not follow the same laws as mere mortals ( like speed limits, cell phones, and seat belts), until Newton's laws of motion are repealed, accidents will continue to occur.

February 23, 2012
10:04 p.m.

[ Flag Post ]

Why did the city have a 0 deductible?? Who in their right mind has a zero deductible!!! Why isn't the city dealing with a insurance company directly??? Why Cool Insurance??? whose getting the big payoff there?? What was the total loss of those 89 accidents??? I think the taxpayers are getting set up again for another fee. Wake up taxpayers of Schenectady .